New technologies and business models continue to take the finance sector by storm. Brave new market disruptors – targeting consumers ready for a digital shake-up – constantly sharpen operational efficiency, find ways to improve customer experience and lower costs. We see digital-only banks offering friendly and low-cost customer experience, wealth managers deploying fully-customised robo-advice and insurtech companies using data science and machine learning to transform the insurance industry. The question is no longer whether fintech will transform financial services but who will emerge as the new leaders.

Financial regulations are evolving in an effort to keep pace with the digital revolution. Regulators are becoming much more active in order to understand the risks and concerns associated with this ever-expanding industry.

New fintech companies sometimes underestimate both the extent of the required interaction with the regulators and the cost of the regulatory burden in their business models. Our legal professionals have years of experience advising financial institutions and fintech companies in all stages of growth.  We combine our legal and regulatory knowledge with practical industry experience and understanding of the fintech ecosystem to deliver clear and to-the-point legal advice and support.